What is a mortgage loan? Learn the basics of mortgage loans.

Mortgage In life, we experience certain situations, from which we cannot avoid some expenses. Some of these expenses include business expansion, marriage, medical emergencies or education. One solution to meet these needs is to take a mortgage loan. Mortgage loans are secured in nature. To get this type of loan against property, the borrower must pledge the property with the lender. The collateral is held by the lender until the loan is fully repaid. Loan Repayment: Repayment is done through equal monthly installments or EMIs.

What is a mortgage loan?

A mortgage loan is a loan against the property you own. The asset in question can be your house, shop or a non-agricultural piece of land. Mortgage loans are provided by banks and non-banking finance companies. The lender provides you the principal loan amount and charges you interest on it. You will repay the loan in affordable monthly installments. Your assets are your collateral and remain in the possession of the lender until the loan is paid in full. As such, the lender has a legal claim on the asset for the term of the loan, and if the borrower defaults on the loan, the lender has the right to seize and auction it.

Types of mortgage loans?

There are different forms of mortgages:

Simple mortgage: In this type of mortgage, the borrower must sign an agreement that if he/she is unable to repay the borrowed amount within a fixed period, the lender can sell the property to anyone to get the refund.

Mortgage by Conditional Sale: Under such a mortgage, the lender may place a certain number of conditions that the borrower must comply with in terms of repayment. These conditions may include sale of property if there is delay in monthly installments, increase in interest rate due to delay in payment etc.

English Mortgage: During this type of mortgage, the borrower has to transfer the asset in the name of the lender while borrowing money, on the condition that the asset will be transferred back to the borrower once the full amount is repaid.

Fixed-rate mortgage: When the lender guarantees the borrower that the interest rate will remain the same throughout the term of the loan, it is called a fixed-rate mortgage.

Consumer mortgage: This type of mortgage benefits the lender. The borrower owns the property for a fixed period of the loan period, can rent out the property or use it for other purposes until the amount is repaid. But most of the rights rest with the owner.

Quirky Mortgage: A combination of different types of mortgages is called Quirky Mortgage.

Reverse mortgage: During this case, the lender gives money to the borrower on a monthly basis. The entire loan amount is divided into installments and hence the lender gives the money to the borrower in installments.

Equity Mortgage: During this type of mortgage, the title deed is given to the lender. This is often a standard occurrence in banking mortgage loans. It is done to protect wealth.

What is a mortgage agreement?

A mortgage loan agreement sets out the terms of the agreement between the bank and the borrower. When marked, the covenant gives the borrower access to funds. Such an agreement also gives the lender the right to claim the property sold if the borrower defaults on the loan installments.

Importance of mortgage:

Buying a home is probably the biggest purchase you will ever make and a home loan will be your biggest liability. You can spread payments on your home loan over several years, so the amount you pay each month is more reasonable and cheaper!

When individuals take out their first mortgage loan, they usually choose a longer term. However, there are no guidelines on this and as we live longer and the retirement age increases, the 30 year mortgage is becoming more common. This may help reduce your monthly payment, but on the other hand you will be burdened with the liability for more.

Life Insurance Policy Plans

It’s worth going for the shortest term you can afford – not only will you be mortgage free sooner but you could also save a huge number of pounds for your own good. Also, remember, when you remortgage and change to another product, you shouldn’t settle for another 25 or longer term.

Life Insurance means a life insurance policy is a contract between an individual and an insurance company. In this contract, the insurance company provides financial protection to the policy holder in lieu of premium. The policy matures on the death of the policy holder. After some time the insurance company pays the sum assured to the family of the person. There are different types of life insurance policies in the market as per the individual demands and needs of the policy holder. Here experts are giving detailed information about life insurance.

How many types of life insurance are there?

There are different types of life insurance. You can choose any plan as per your requirement.

>> Term Life Insurance Plan- This is a fully risk cover plan.

>> Unit Linked Insurance Plan- This plan is an investment opportunity along with insurance.

>> Endowment Plan- Insurance and Savings.

>> Money Back- Regular periodic returns with insurance cover.

>> Whole Life Insurance- Whole life coverage for the policyholder.

>> Plans for children- Children’s life goals like marriage and studies.

>> Retirement Plan- For income after retirement.

Term life insurance plan

Term life insurance plan can be said to be the most affordable type of life insurance. It gives you life cover without any savings or profit element. Term life insurance plans are the most affordable type of life insurance. Term life insurance plans have lower and cheaper premiums as compared to other plans.

Unit Linked Insurance Plan (ULIP)

A unit linked insurance plan is a perfect blend of investment and insurance. A part of the premium paid for a unit linked insurance plan is used as insurance cover and a part is used to invest in various funds. Depending on the risk taking capacity of the policy holder the policy holder can invest in various funds introduced by the policy company. The insurance company then invests the collected amount in various money market instruments like shares and equities.

Endowment Plan

An endowment plan is a traditional life insurance policy that combines insurance and savings. In an endowment plan, if an insured person outlives the policy period, the insurance company also pays the maturity benefit to the policyholder. Apart from this, some endowment plans also offer bonuses from time to time. This bonus is paid on maturity or in case of death of the policyholder

Money back (money back plan)

In a money back life insurance plan, a portion of the sum assured is paid directly to the policyholder at regular intervals as a survival benefit. In this way the policyholder can achieve short term financial goals.

Whole life insurance

A whole life insurance plan provides life insurance cover for the entire life or in some cases up to the age of 100 years. The sum assured is determined while buying a whole life insurance plan. A nominee is mentioned after purchase. In case of any unfortunate event they are also paid death claim and bonus if applicable.

What is a mortgage loan? Learn the basics of mortgage loans.

Mortgage In life, we experience certain situations, from which we cannot avoid some expenses. Some of these expenses include business expansion, marriage, medical emergencies or education. One solution to meet these needs is to take a mortgage loan. Mortgage loans are secured in nature. To get this type of loan against property, the borrower must pledge the property with the lender. The collateral is held by the lender until the loan is fully repaid. Loan Repayment: Repayment is done through equal monthly installments or EMIs.

What is a mortgage loan?

A mortgage loan is a loan against the property you own. The asset in question can be your house, shop or a non-agricultural piece of land. Mortgage loans are provided by banks and non-banking finance companies. The lender provides you the principal loan amount and charges you interest on it. You will repay the loan in affordable monthly installments. Your assets are your collateral and remain in the possession of the lender until the loan is paid in full. As such, the lender has a legal claim on the asset for the term of the loan, and if the borrower defaults on the loan, the lender has the right to seize and auction it.

Types of mortgage loans?

There are different forms of mortgages:

Simple mortgage: In this type of mortgage, the borrower must sign an agreement that if he/she is unable to repay the borrowed amount within a fixed period, the lender can sell the property to anyone to get the refund.

Mortgage by Conditional Sale: Under such a mortgage, the lender may place a certain number of conditions that the borrower must comply with in terms of repayment. These conditions may include sale of property if there is delay in monthly installments, increase in interest rate due to delay in payment etc.

English Mortgage: During this type of mortgage, the borrower has to transfer the asset in the name of the lender while borrowing money, on the condition that the asset will be transferred back to the borrower once the full amount is repaid.

Fixed-rate mortgage: When the lender guarantees the borrower that the interest rate will remain the same throughout the term of the loan, it is called a fixed-rate mortgage.

Consumer mortgage: This type of mortgage benefits the lender. The borrower owns the property for a fixed period of the loan period, can rent out the property or use it for other purposes until the amount is repaid. But most of the rights rest with the owner.

Quirky Mortgage: A combination of different types of mortgages is called Quirky Mortgage.

Reverse mortgage: During this case, the lender gives money to the borrower on a monthly basis. The entire loan amount is divided into installments and hence the lender gives the money to the borrower in installments.

Equity Mortgage: During this type of mortgage, the title deed is given to the lender. This is often a standard occurrence in banking mortgage loans. It is done to protect wealth.

What is a mortgage agreement?

A mortgage loan agreement sets out the terms of the agreement between the bank and the borrower. When marked, the covenant gives the borrower access to funds. Such an agreement also gives the lender the right to claim the property sold if the borrower defaults on the loan installments.

Importance of mortgage:

Buying a home is probably the biggest purchase you will ever make and a home loan will be your biggest liability. You can spread payments on your home loan over several years, so the amount you pay each month is more reasonable and cheaper!

When individuals take out their first mortgage loan, they usually choose a longer term. However, there are no guidelines on this and as we live longer and the retirement age increases, the 30 year mortgage is becoming more common. This may help reduce your monthly payment, but on the other hand you will be burdened with the liability for more.

Life Insurance Policy Plans

It’s worth going for the shortest term you can afford – not only will you be mortgage free sooner but you could also save a huge number of pounds for your own good. Also, remember, when you remortgage and change to another product, you shouldn’t settle for another 25 or longer term.

Life Insurance means a life insurance policy is a contract between an individual and an insurance company. In this contract, the insurance company provides financial protection to the policy holder in lieu of premium. The policy matures on the death of the policy holder. After some time the insurance company pays the sum assured to the family of the person. There are different types of life insurance policies in the market as per the individual demands and needs of the policy holder. Here experts are giving detailed information about life insurance.

How many types of life insurance are there?

There are different types of life insurance. You can choose any plan as per your requirement.

>> Term Life Insurance Plan- This is a fully risk cover plan.

>> Unit Linked Insurance Plan- This plan is an investment opportunity along with insurance.

>> Endowment Plan- Insurance and Savings.

>> Money Back- Regular periodic returns with insurance cover.

>> Whole Life Insurance- Whole life coverage for the policyholder.

>> Plans for children- Children’s life goals like marriage and studies.

>> Retirement Plan- For income after retirement.

Term life insurance plan

Term life insurance plan can be said to be the most affordable type of life insurance. It gives you life cover without any savings or profit element. Term life insurance plans are the most affordable type of life insurance. Term life insurance plans have lower and cheaper premiums as compared to other plans.

Unit Linked Insurance Plan (ULIP)

A unit linked insurance plan is a perfect blend of investment and insurance. A part of the premium paid for a unit linked insurance plan is used as insurance cover and a part is used to invest in various funds. Depending on the risk taking capacity of the policy holder the policy holder can invest in various funds introduced by the policy company. The insurance company then invests the collected amount in various money market instruments like shares and equities.

Endowment Plan

An endowment plan is a traditional life insurance policy that combines insurance and savings. In an endowment plan, if an insured person outlives the policy period, the insurance company also pays the maturity benefit to the policyholder. Apart from this, some endowment plans also offer bonuses from time to time. This bonus is paid on maturity or in case of death of the policyholder

Money back (money back plan)

In a money back life insurance plan, a portion of the sum assured is paid directly to the policyholder at regular intervals as a survival benefit. In this way the policyholder can achieve short term financial goals.

Whole life insurance

A whole life insurance plan provides life insurance cover for the entire life or in some cases up to the age of 100 years. The sum assured is determined while buying a whole life insurance plan. A nominee is mentioned after purchase. In case of any unfortunate event they are also paid death claim and bonus if applicable.

What is a mortgage loan? Learn the basics of mortgage loans.

Mortgage In life, we experience certain situations, from which we cannot avoid some expenses. Some of these expenses include business expansion, marriage, medical emergencies or education. One solution to meet these needs is to take a mortgage loan. Mortgage loans are secured in nature. To get this type of loan against property, the borrower must pledge the property with the lender. The collateral is held by the lender until the loan is fully repaid. Loan Repayment: Repayment is done through equal monthly installments or EMIs.

What is a mortgage loan?

A mortgage loan is a loan against the property you own. The asset in question can be your house, shop or a non-agricultural piece of land. Mortgage loans are provided by banks and non-banking finance companies. The lender provides you the principal loan amount and charges you interest on it. You will repay the loan in affordable monthly installments. Your assets are your collateral and remain in the possession of the lender until the loan is paid in full. As such, the lender has a legal claim on the asset for the term of the loan, and if the borrower defaults on the loan, the lender has the right to seize and auction it.

Types of mortgage loans?

There are different forms of mortgages:

Simple mortgage: In this type of mortgage, the borrower must sign an agreement that if he/she is unable to repay the borrowed amount within a fixed period, the lender can sell the property to anyone to get the refund.

Mortgage by Conditional Sale: Under such a mortgage, the lender may place a certain number of conditions that the borrower must comply with in terms of repayment. These conditions may include sale of property if there is delay in monthly installments, increase in interest rate due to delay in payment etc.

English Mortgage: During this type of mortgage, the borrower has to transfer the asset in the name of the lender while borrowing money, on the condition that the asset will be transferred back to the borrower once the full amount is repaid.

Fixed-rate mortgage: When the lender guarantees the borrower that the interest rate will remain the same throughout the term of the loan, it is called a fixed-rate mortgage.

Consumer mortgage: This type of mortgage benefits the lender. The borrower owns the property for a fixed period of the loan period, can rent out the property or use it for other purposes until the amount is repaid. But most of the rights rest with the owner.

Quirky Mortgage: A combination of different types of mortgages is called Quirky Mortgage.

Reverse mortgage: During this case, the lender gives money to the borrower on a monthly basis. The entire loan amount is divided into installments and hence the lender gives the money to the borrower in installments.

Equity Mortgage: During this type of mortgage, the title deed is given to the lender. This is often a standard occurrence in banking mortgage loans. It is done to protect wealth.

What is a mortgage agreement?

A mortgage loan agreement sets out the terms of the agreement between the bank and the borrower. When marked, the covenant gives the borrower access to funds. Such an agreement also gives the lender the right to claim the property sold if the borrower defaults on the loan installments.

Importance of mortgage:

Buying a home is probably the biggest purchase you will ever make and a home loan will be your biggest liability. You can spread payments on your home loan over several years, so the amount you pay each month is more reasonable and cheaper!

When individuals take out their first mortgage loan, they usually choose a longer term. However, there are no guidelines on this and as we live longer and the retirement age increases, the 30 year mortgage is becoming more common. This may help reduce your monthly payment, but on the other hand you will be burdened with the liability for more.

Life Insurance Policy Plans

It’s worth going for the shortest term you can afford – not only will you be mortgage free sooner but you could also save a huge number of pounds for your own good. Also, remember, when you remortgage and change to another product, you shouldn’t settle for another 25 or longer term.

Life Insurance means a life insurance policy is a contract between an individual and an insurance company. In this contract, the insurance company provides financial protection to the policy holder in lieu of premium. The policy matures on the death of the policy holder. After some time the insurance company pays the sum assured to the family of the person. There are different types of life insurance policies in the market as per the individual demands and needs of the policy holder. Here experts are giving detailed information about life insurance.

How many types of life insurance are there?

There are different types of life insurance. You can choose any plan as per your requirement.

>> Term Life Insurance Plan- This is a fully risk cover plan.

>> Unit Linked Insurance Plan- This plan is an investment opportunity along with insurance.

>> Endowment Plan- Insurance and Savings.

>> Money Back- Regular periodic returns with insurance cover.

>> Whole Life Insurance- Whole life coverage for the policyholder.

>> Plans for children- Children’s life goals like marriage and studies.

>> Retirement Plan- For income after retirement.

Term life insurance plan

Term life insurance plan can be said to be the most affordable type of life insurance. It gives you life cover without any savings or profit element. Term life insurance plans are the most affordable type of life insurance. Term life insurance plans have lower and cheaper premiums as compared to other plans.

Unit Linked Insurance Plan (ULIP)

A unit linked insurance plan is a perfect blend of investment and insurance. A part of the premium paid for a unit linked insurance plan is used as insurance cover and a part is used to invest in various funds. Depending on the risk taking capacity of the policy holder the policy holder can invest in various funds introduced by the policy company. The insurance company then invests the collected amount in various money market instruments like shares and equities.

Endowment Plan

An endowment plan is a traditional life insurance policy that combines insurance and savings. In an endowment plan, if an insured person outlives the policy period, the insurance company also pays the maturity benefit to the policyholder. Apart from this, some endowment plans also offer bonuses from time to time. This bonus is paid on maturity or in case of death of the policyholder

Money back (money back plan)

In a money back life insurance plan, a portion of the sum assured is paid directly to the policyholder at regular intervals as a survival benefit. In this way the policyholder can achieve short term financial goals.

Whole life insurance

A whole life insurance plan provides life insurance cover for the entire life or in some cases up to the age of 100 years. The sum assured is determined while buying a whole life insurance plan. A nominee is mentioned after purchase. In case of any unfortunate event they are also paid death claim and bonus if applicable.

What is a mortgage loan? Learn the basics of mortgage loans.

Mortgage In life, we experience certain situations, from which we cannot avoid some expenses. Some of these expenses include business expansion, marriage, medical emergencies or education. One solution to meet these needs is to take a mortgage loan. Mortgage loans are secured in nature. To get this type of loan against property, the borrower must pledge the property with the lender. The collateral is held by the lender until the loan is fully repaid. Loan Repayment: Repayment is done through equal monthly installments or EMIs.

What is a mortgage loan?

A mortgage loan is a loan against the property you own. The asset in question can be your house, shop or a non-agricultural piece of land. Mortgage loans are provided by banks and non-banking finance companies. The lender provides you the principal loan amount and charges you interest on it. You will repay the loan in affordable monthly installments. Your assets are your collateral and remain in the possession of the lender until the loan is paid in full. As such, the lender has a legal claim on the asset for the term of the loan, and if the borrower defaults on the loan, the lender has the right to seize and auction it.

Types of mortgage loans?

There are different forms of mortgages:

Simple mortgage: In this type of mortgage, the borrower must sign an agreement that if he/she is unable to repay the borrowed amount within a fixed period, the lender can sell the property to anyone to get the refund.

Mortgage by Conditional Sale: Under such a mortgage, the lender may place a certain number of conditions that the borrower must comply with in terms of repayment. These conditions may include sale of property if there is delay in monthly installments, increase in interest rate due to delay in payment etc.

English Mortgage: During this type of mortgage, the borrower has to transfer the asset in the name of the lender while borrowing money, on the condition that the asset will be transferred back to the borrower once the full amount is repaid.

Fixed-rate mortgage: When the lender guarantees the borrower that the interest rate will remain the same throughout the term of the loan, it is called a fixed-rate mortgage.

Consumer mortgage: This type of mortgage benefits the lender. The borrower owns the property for a fixed period of the loan period, can rent out the property or use it for other purposes until the amount is repaid. But most of the rights rest with the owner.

Quirky Mortgage: A combination of different types of mortgages is called Quirky Mortgage.

Reverse mortgage: During this case, the lender gives money to the borrower on a monthly basis. The entire loan amount is divided into installments and hence the lender gives the money to the borrower in installments.

Equity Mortgage: During this type of mortgage, the title deed is given to the lender. This is often a standard occurrence in banking mortgage loans. It is done to protect wealth.

What is a mortgage agreement?

A mortgage loan agreement sets out the terms of the agreement between the bank and the borrower. When marked, the covenant gives the borrower access to funds. Such an agreement also gives the lender the right to claim the property sold if the borrower defaults on the loan installments.

Importance of mortgage:

Buying a home is probably the biggest purchase you will ever make and a home loan will be your biggest liability. You can spread payments on your home loan over several years, so the amount you pay each month is more reasonable and cheaper!

When individuals take out their first mortgage loan, they usually choose a longer term. However, there are no guidelines on this and as we live longer and the retirement age increases, the 30 year mortgage is becoming more common. This may help reduce your monthly payment, but on the other hand you will be burdened with the liability for more.

Life Insurance Policy Plans

It’s worth going for the shortest term you can afford – not only will you be mortgage free sooner but you could also save a huge number of pounds for your own good. Also, remember, when you remortgage and change to another product, you shouldn’t settle for another 25 or longer term.

Life Insurance means a life insurance policy is a contract between an individual and an insurance company. In this contract, the insurance company provides financial protection to the policy holder in lieu of premium. The policy matures on the death of the policy holder. After some time the insurance company pays the sum assured to the family of the person. There are different types of life insurance policies in the market as per the individual demands and needs of the policy holder. Here experts are giving detailed information about life insurance.

How many types of life insurance are there?

There are different types of life insurance. You can choose any plan as per your requirement.

>> Term Life Insurance Plan- This is a fully risk cover plan.

>> Unit Linked Insurance Plan- This plan is an investment opportunity along with insurance.

>> Endowment Plan- Insurance and Savings.

>> Money Back- Regular periodic returns with insurance cover.

>> Whole Life Insurance- Whole life coverage for the policyholder.

>> Plans for children- Children’s life goals like marriage and studies.

>> Retirement Plan- For income after retirement.

Term life insurance plan

Term life insurance plan can be said to be the most affordable type of life insurance. It gives you life cover without any savings or profit element. Term life insurance plans are the most affordable type of life insurance. Term life insurance plans have lower and cheaper premiums as compared to other plans.

Unit Linked Insurance Plan (ULIP)

A unit linked insurance plan is a perfect blend of investment and insurance. A part of the premium paid for a unit linked insurance plan is used as insurance cover and a part is used to invest in various funds. Depending on the risk taking capacity of the policy holder the policy holder can invest in various funds introduced by the policy company. The insurance company then invests the collected amount in various money market instruments like shares and equities.

Endowment Plan

An endowment plan is a traditional life insurance policy that combines insurance and savings. In an endowment plan, if an insured person outlives the policy period, the insurance company also pays the maturity benefit to the policyholder. Apart from this, some endowment plans also offer bonuses from time to time. This bonus is paid on maturity or in case of death of the policyholder

Money back (money back plan)

In a money back life insurance plan, a portion of the sum assured is paid directly to the policyholder at regular intervals as a survival benefit. In this way the policyholder can achieve short term financial goals.

Whole life insurance

A whole life insurance plan provides life insurance cover for the entire life or in some cases up to the age of 100 years. The sum assured is determined while buying a whole life insurance plan. A nominee is mentioned after purchase. In case of any unfortunate event they are also paid death claim and bonus if applicable.

What is a mortgage loan? Learn the basics of mortgage loans.

Mortgage In life, we experience certain situations, from which we cannot avoid some expenses. Some of these expenses include business expansion, marriage, medical emergencies or education. One solution to meet these needs is to take a mortgage loan. Mortgage loans are secured in nature. To get this type of loan against property, the borrower must pledge the property with the lender. The collateral is held by the lender until the loan is fully repaid. Loan Repayment: Repayment is done through equal monthly installments or EMIs.

What is a mortgage loan?

A mortgage loan is a loan against the property you own. The asset in question can be your house, shop or a non-agricultural piece of land. Mortgage loans are provided by banks and non-banking finance companies. The lender provides you the principal loan amount and charges you interest on it. You will repay the loan in affordable monthly installments. Your assets are your collateral and remain in the possession of the lender until the loan is paid in full. As such, the lender has a legal claim on the asset for the term of the loan, and if the borrower defaults on the loan, the lender has the right to seize and auction it.

Types of mortgage loans?

There are different forms of mortgages:

Simple mortgage: In this type of mortgage, the borrower must sign an agreement that if he/she is unable to repay the borrowed amount within a fixed period, the lender can sell the property to anyone to get the refund.

Mortgage by Conditional Sale: Under such a mortgage, the lender may place a certain number of conditions that the borrower must comply with in terms of repayment. These conditions may include sale of property if there is delay in monthly installments, increase in interest rate due to delay in payment etc.

English Mortgage: During this type of mortgage, the borrower has to transfer the asset in the name of the lender while borrowing money, on the condition that the asset will be transferred back to the borrower once the full amount is repaid.

Fixed-rate mortgage: When the lender guarantees the borrower that the interest rate will remain the same throughout the term of the loan, it is called a fixed-rate mortgage.

Consumer mortgage: This type of mortgage benefits the lender. The borrower owns the property for a fixed period of the loan period, can rent out the property or use it for other purposes until the amount is repaid. But most of the rights rest with the owner.

Quirky Mortgage: A combination of different types of mortgages is called Quirky Mortgage.

Reverse mortgage: During this case, the lender gives money to the borrower on a monthly basis. The entire loan amount is divided into installments and hence the lender gives the money to the borrower in installments.

Equity Mortgage: During this type of mortgage, the title deed is given to the lender. This is often a standard occurrence in banking mortgage loans. It is done to protect wealth.

What is a mortgage agreement?

A mortgage loan agreement sets out the terms of the agreement between the bank and the borrower. When marked, the covenant gives the borrower access to funds. Such an agreement also gives the lender the right to claim the property sold if the borrower defaults on the loan installments.

Importance of mortgage:

Buying a home is probably the biggest purchase you will ever make and a home loan will be your biggest liability. You can spread payments on your home loan over several years, so the amount you pay each month is more reasonable and cheaper!

When individuals take out their first mortgage loan, they usually choose a longer term. However, there are no guidelines on this and as we live longer and the retirement age increases, the 30 year mortgage is becoming more common. This may help reduce your monthly payment, but on the other hand you will be burdened with the liability for more.

Life Insurance Policy Plans

It’s worth going for the shortest term you can afford – not only will you be mortgage free sooner but you could also save a huge number of pounds for your own good. Also, remember, when you remortgage and change to another product, you shouldn’t settle for another 25 or longer term.

Life Insurance means a life insurance policy is a contract between an individual and an insurance company. In this contract, the insurance company provides financial protection to the policy holder in lieu of premium. The policy matures on the death of the policy holder. After some time the insurance company pays the sum assured to the family of the person. There are different types of life insurance policies in the market as per the individual demands and needs of the policy holder. Here experts are giving detailed information about life insurance.

How many types of life insurance are there?

There are different types of life insurance. You can choose any plan as per your requirement.

>> Term Life Insurance Plan- This is a fully risk cover plan.

>> Unit Linked Insurance Plan- This plan is an investment opportunity along with insurance.

>> Endowment Plan- Insurance and Savings.

>> Money Back- Regular periodic returns with insurance cover.

>> Whole Life Insurance- Whole life coverage for the policyholder.

>> Plans for children- Children’s life goals like marriage and studies.

>> Retirement Plan- For income after retirement.

Term life insurance plan

Term life insurance plan can be said to be the most affordable type of life insurance. It gives you life cover without any savings or profit element. Term life insurance plans are the most affordable type of life insurance. Term life insurance plans have lower and cheaper premiums as compared to other plans.

Unit Linked Insurance Plan (ULIP)

A unit linked insurance plan is a perfect blend of investment and insurance. A part of the premium paid for a unit linked insurance plan is used as insurance cover and a part is used to invest in various funds. Depending on the risk taking capacity of the policy holder the policy holder can invest in various funds introduced by the policy company. The insurance company then invests the collected amount in various money market instruments like shares and equities.

Endowment Plan

An endowment plan is a traditional life insurance policy that combines insurance and savings. In an endowment plan, if an insured person outlives the policy period, the insurance company also pays the maturity benefit to the policyholder. Apart from this, some endowment plans also offer bonuses from time to time. This bonus is paid on maturity or in case of death of the policyholder

Money back (money back plan)

In a money back life insurance plan, a portion of the sum assured is paid directly to the policyholder at regular intervals as a survival benefit. In this way the policyholder can achieve short term financial goals.

Whole life insurance

A whole life insurance plan provides life insurance cover for the entire life or in some cases up to the age of 100 years. The sum assured is determined while buying a whole life insurance plan. A nominee is mentioned after purchase. In case of any unfortunate event they are also paid death claim and bonus if applicable.

What is a mortgage loan? Learn the basics of mortgage loans.

Mortgage In life, we experience certain situations, from which we cannot avoid some expenses. Some of these expenses include business expansion, marriage, medical emergencies or education. One solution to meet these needs is to take a mortgage loan. Mortgage loans are secured in nature. To get this type of loan against property, the borrower must pledge the property with the lender. The collateral is held by the lender until the loan is fully repaid. Loan Repayment: Repayment is done through equal monthly installments or EMIs.

What is a mortgage loan?

A mortgage loan is a loan against the property you own. The asset in question can be your house, shop or a non-agricultural piece of land. Mortgage loans are provided by banks and non-banking finance companies. The lender provides you the principal loan amount and charges you interest on it. You will repay the loan in affordable monthly installments. Your assets are your collateral and remain in the possession of the lender until the loan is paid in full. As such, the lender has a legal claim on the asset for the term of the loan, and if the borrower defaults on the loan, the lender has the right to seize and auction it.

Types of mortgage loans?

There are different forms of mortgages:

Simple mortgage: In this type of mortgage, the borrower must sign an agreement that if he/she is unable to repay the borrowed amount within a fixed period, the lender can sell the property to anyone to get the refund.

Mortgage by Conditional Sale: Under such a mortgage, the lender may place a certain number of conditions that the borrower must comply with in terms of repayment. These conditions may include sale of property if there is delay in monthly installments, increase in interest rate due to delay in payment etc.

English Mortgage: During this type of mortgage, the borrower has to transfer the asset in the name of the lender while borrowing money, on the condition that the asset will be transferred back to the borrower once the full amount is repaid.

Fixed-rate mortgage: When the lender guarantees the borrower that the interest rate will remain the same throughout the term of the loan, it is called a fixed-rate mortgage.

Consumer mortgage: This type of mortgage benefits the lender. The borrower owns the property for a fixed period of the loan period, can rent out the property or use it for other purposes until the amount is repaid. But most of the rights rest with the owner.

Quirky Mortgage: A combination of different types of mortgages is called Quirky Mortgage.

Reverse mortgage: During this case, the lender gives money to the borrower on a monthly basis. The entire loan amount is divided into installments and hence the lender gives the money to the borrower in installments.

Equity Mortgage: During this type of mortgage, the title deed is given to the lender. This is often a standard occurrence in banking mortgage loans. It is done to protect wealth.

What is a mortgage agreement?

A mortgage loan agreement sets out the terms of the agreement between the bank and the borrower. When marked, the covenant gives the borrower access to funds. Such an agreement also gives the lender the right to claim the property sold if the borrower defaults on the loan installments.

Importance of mortgage:

Buying a home is probably the biggest purchase you will ever make and a home loan will be your biggest liability. You can spread payments on your home loan over several years, so the amount you pay each month is more reasonable and cheaper!

When individuals take out their first mortgage loan, they usually choose a longer term. However, there are no guidelines on this and as we live longer and the retirement age increases, the 30 year mortgage is becoming more common. This may help reduce your monthly payment, but on the other hand you will be burdened with the liability for more.

Life Insurance Policy Plans

It’s worth going for the shortest term you can afford – not only will you be mortgage free sooner but you could also save a huge number of pounds for your own good. Also, remember, when you remortgage and change to another product, you shouldn’t settle for another 25 or longer term.

Life Insurance means a life insurance policy is a contract between an individual and an insurance company. In this contract, the insurance company provides financial protection to the policy holder in lieu of premium. The policy matures on the death of the policy holder. After some time the insurance company pays the sum assured to the family of the person. There are different types of life insurance policies in the market as per the individual demands and needs of the policy holder. Here experts are giving detailed information about life insurance.

How many types of life insurance are there?

There are different types of life insurance. You can choose any plan as per your requirement.

>> Term Life Insurance Plan- This is a fully risk cover plan.

>> Unit Linked Insurance Plan- This plan is an investment opportunity along with insurance.

>> Endowment Plan- Insurance and Savings.

>> Money Back- Regular periodic returns with insurance cover.

>> Whole Life Insurance- Whole life coverage for the policyholder.

>> Plans for children- Children’s life goals like marriage and studies.

>> Retirement Plan- For income after retirement.

Term life insurance plan

Term life insurance plan can be said to be the most affordable type of life insurance. It gives you life cover without any savings or profit element. Term life insurance plans are the most affordable type of life insurance. Term life insurance plans have lower and cheaper premiums as compared to other plans.

Unit Linked Insurance Plan (ULIP)

A unit linked insurance plan is a perfect blend of investment and insurance. A part of the premium paid for a unit linked insurance plan is used as insurance cover and a part is used to invest in various funds. Depending on the risk taking capacity of the policy holder the policy holder can invest in various funds introduced by the policy company. The insurance company then invests the collected amount in various money market instruments like shares and equities.

Endowment Plan

An endowment plan is a traditional life insurance policy that combines insurance and savings. In an endowment plan, if an insured person outlives the policy period, the insurance company also pays the maturity benefit to the policyholder. Apart from this, some endowment plans also offer bonuses from time to time. This bonus is paid on maturity or in case of death of the policyholder

Money back (money back plan)

In a money back life insurance plan, a portion of the sum assured is paid directly to the policyholder at regular intervals as a survival benefit. In this way the policyholder can achieve short term financial goals.

Whole life insurance

A whole life insurance plan provides life insurance cover for the entire life or in some cases up to the age of 100 years. The sum assured is determined while buying a whole life insurance plan. A nominee is mentioned after purchase. In case of any unfortunate event they are also paid death claim and bonus if applicable.

If you see how to do online shopping, this digital world has made our daily life much easier than before. Then whether it is about online shopping, mobile recharge, bill payment, ticket booking or any other online service, which we can do from our mobile or computer sitting at home. Today on this topic we will know how to do online shopping? What are the benefits of online shopping and which website is right for online shopping.

For the first time, when shopping online from the Internet, there are many types of fear in our mind, that my purchased product may not turn out bad. Do not cheat any online shopping company with me. Which website is the safest for online shopping. How is the product delivered and how is the payment done. If you also have such questions in your mind, then just read this post till the end, you will get all the answers to your questions in this.

What are the benefits of online shopping?

Although there are many benefits of doing “online shopping”, but still we should be very careful while shopping online on the Internet. Because there are thousands of such websites on the internet which have fooled many people. That is why do online shopping from only those websites which are old and trusted. So let’s know what are the benefits of online shopping.

Time Saving: The first and foremost advantage is that by doing online shopping, your time is saved much more than when shopping from the market. You have a fixed time for shopping in the market, but you can do online shopping anytime, for this you do not need to take any separate time while traveling – you can place your order even while doing it.

Variety of Products: Many times we do not get the complete variety of the product in the market or any shopping mall like – Sizes, Colors etc in Clothes. By doing the same online shopping, you get complete variety of products. So that you do not face any problem in getting the thing of your choice.

Cheap Goods: You must have often seen that many things are cheap in other cities, but expensive in your city. This happens because along with the tax on the product, the shopkeeper also adds his profit. Due to which the price of the same product is different in different cities. On doing the same online shopping, the product directly reaches you through the throw of the company, that is why there is a big difference between the price of the product bought online and the market product.

Home Delivery: If you get your purchased items sitting at home, then what will be better for you than this. This is also a big advantage of online shopping, just place the order and your favorite product will be at your home in a few days.

Product Return Policy: If for some reason you do not understand the purchased product, then you can also return it within 30 days through Product Return Policy. The product bought from the same market can only be exchanged.

Cash on delivery: If you are doing online shopping for the first time, then there will definitely be a fear of losing money or product getting spoiled while making online payment. To avoid this problem, you should choose the option of Cash On Delivery on buying the product. With which you will give money for the purchased product only when you get the same.

Now you must have understood that in today’s busy life there are many benefits of doing online shopping. But we should avoid the advantages as well as the disadvantages of fraud and for that it is necessary to do online shopping only from the right and verified & trusted e-commerce site. While shopping online for the first time, choose the option of Cash on Delivery. So let’s know which websites are the best for online shopping.

Best Online Shopping Websites

We are going to tell you about 6 India’s Best Online Shopping Websites, that website is popular not only in India but all over the world for its better online shopping services. There are lakhs of satisfied customers of these websites, who shop continuously from them. So let’s know, which are those six famous online shopping websites.

Amazon

Flipkart

ebay

Myntra

Jabong

Snapdeal

By the way, there are many other Famous Online Shopping Websites, such as – Paytm Mall, ShopClues etc. But on all these six websites, you will get plenty of product quality and variety. With which you can do online shopping with open heart. We will talk about one of these and learn how to do online shopping from Amazon. To do online shopping from any website, first you have to register on it. For that you can take the help of your e-mail, so let’s first register on Amazon with your email id.

As we are in the 21st century and mobiles and cell phones are considered as the symbol of the century. Mobile phones have come a long way, they are the most used devices in the world and the growth of the mobile industry has been amazing and it has been an astonishing achievement for the industry. The development of the mobile industry has opened doors for many entrepreneurs; However, startups must also keep up with the dynamic trends, buyer behavior and strategies of companies like Google, Apple, Microsoft in the corporate sector. If a startup knows this enhancement, it will help them understand the great opportunity while mitigating risk from potential issues.

With the increase in mobile phone sales, competition within mobile brands is also increasing. Every person wants a smartphone that has the best features within the best possible rates, so people are confused because there are many brands in the market. Hence, mobile brands face a lot of competition in their sector. Let us now discuss which brands have proved themselves and are included in the top ten list of mobile brands in the world.

Top 10 mobile brands in world 2021

SAMSUNG

Samsung is a big name in phone companies and has emerged as one of the top mobile brands in the world. It is a South Korean company established on 1 March 1938. It is one of the most trusted brands in the world because of the top-notch features offered by the company and its long-lasting smartphone. The smartphones sold by this company are very user friendly, have best innovative software, proper customer care facility, cost effective etc.

The features and features provided by the company have made it the most sought after smartphone brand in the world and its smartphones are the best selling smartphones in the world. Some of the best selling and popular phones of this brand are Samsung Galaxy A51, Samsung Galaxy S20 Ultra, Samsung Galaxy S20, Samsung Galaxy S10e, Samsung Galaxy S10 Plus, Samsung Galaxy Z Flip, Samsung Galaxy Note 10, Samsung Galaxy S10. Note 10 Plus, Samsung Galaxy S9, Samsung Galaxy S9 Plus, Samsung Galaxy Note 8, Samsung Galaxy Fold, Samsung Galaxy Fold 2, Samsung Galaxy M31, Samsung Galaxy M21, Samsung Galaxy Note 10 Lite, Samsung Galaxy A71, Samsung Galaxy A90, and Samsung Galaxy M40.

Sales of 321.3 million units per year and revenue of USD 211.2 billion per year make it number one among the top mobile brands in the world list.

Apple

It is one of the most premium mobile brands in the world. It is an American multinational technology company and one of the largest technology companies in the world. It was founded on 1 April 1976 by Steve Jobs, Steve Wozniak, Ronald Wayne. The top smartphones of this company include Apple iPhone 11, iPhone 11 Pro, iPhone X, iPhone XS Max, iPhone XR, iPhone 8, iPhone 8 Plus, iPhone SE.

Sales of over 217 million phones per year and revenue of USD 53.8 billion per year place it second on the list.

Huawei

It is one of the widest range smartphone brands in the world. It is a Chinese multinational company founded in 1987 by Ren Zhengfei. The popular handsets launched by this company are Huawei P30 Pro, Huawei Mate 20 Pro, Huawei P30 etc.

Sales per year $107.13 billion, revenue per year of $8397.01 million places it third on the list.

Xiaomi

It is a Chinese multinational company founded in April 2010 by Lei Jun. With just a few years of its release, it has given a tough competition to its competitors. It is the fourth most valuable technology startup in the world. The popular smartphones released by this company are Mi 10 Ultra, Redmi Note 9 Pro, Redmi Note 9, Redmi 9, Redmi Note 8, Poco F2 Pro and Redmi Note 8 Pro.

Sales per year of 119 million, revenue per year of $25.4 billion place it fourth on the list.

OPPO

Guangdong Oppo Mobile Telecommunication Corp., Ltd., stylized as Oppo, is a Chinese company founded in 2001 by Tony Chen. Some of the popular handsets launched by the company are OPPO A31, OPPO F15, OPPO A5, OPPO F9, OPPO A9, OPPO Reno 2. Oppo F3, F5, F7, F11 Pro, F5 Youth, Oppo A83.

Sales of 29 million units per year, revenue per year of $137.7 million make it fifth on the list.

Vivo

Vivo Communication Technology Co., Ltd. is a Chinese tech company founded in 2009 by Shen Wei. Vivo offers a wide range of phones with great features and specifications. The popular smartphones launched by the company are Vivo V17 Pro, Vivo Z1x, Vivo S1 Pro, Vivo S1, Vivo V17, Vivo 1 Pro, Vivo S1, Vivo U20, Vivo U10, Vivo V15, Vivo Y11.

Sales of 49.5 million units per year, revenues of USD 46 million per year place it sixth on the list.

MOTOROLA

It is an American multinational telecommunications company founded in 1928 by Paul and Joseph Galvin. After suffering losses of $4.3 billion from 2007 to 2009. The company split into two independent public companies, Motorola Mobility and Motorola Solutions, in 2011. The popular mobiles launched by this company are Motorola Razr, Mate X, Moto G8 Plus, Moto Z4. Motorola One Action, Moto Z3, Moto G7 Power, Moto G7 Plus and Motorola One Vision.

Sales 12 million per year, revenues USD 7.4 billion per year, making it seventh on the list.

Lenovo

Lenovo is a Hong Kong-based multinational company founded on 1 November 1984 by Liu Chuanzhi. The phones launched by Lenovo are cheap and with great specifications. Lenovo Z5, Lenovo K5 Note, Lenovo P2, Lenovo Z2 Plus, Lenovo K6 Power, Lenovo Vibe k5, Lenovo Vibe K5 Note, Lenovo Z5s, Lenovo Z5 Pro GT are the smartphones launched by this company.

Sales 35 million units per year, revenues of USD 14 billion per year place it 8th on the list.

LG

LG Electronics is a South Korean multinational company founded in 1958 by Koo-In-hwoi. Popular smartphones launched by LG are LG G7 Plus ThinkQ, LG W10 Alpha, LG V30 Plus, LG Stylo 5, LG Q70, and LGK61. The smartphone launched by LG did not get much popularity in many countries.

Shake effect

USD 54.9 billion per year reviews makes it ninth on the list.

Nokia

Nokia is a multinational company founded on 12 May 1865 by Fredrik Idestam, Leo Mechelin, Eduard Finland. Earlier Nokia used to rule the mobile market, but as technology evolved and smartphones were introduced, the company could not perform better and till now they are selling. Smartphone and trying to get better day by day. The popular smartphones launched by Nokia are Nokia 2.3, Nokia 220, Nokia110, Nokia6.2, Nokia 3.2, Nokia9 Pureview, Nokia 8.1, etc.

It is the 10th ranked smartphone brand on the list with annual sales of over 17.5 million smartphones.

So, in a nutshell, these were our thoughts on the mobile phones currently available around us. Every company tries to come up with the best features of their mobile phones, some manage to leave a huge impact on their users. In this current pandemic situation of COVID-19 the need of mobile phones has increased to a great extent as almost all the students are compelled to switch to online mode of education, and for this reason, mobile phone companies are facing stiff competition. Used to be. Prove their worth.

If you see how to do online shopping, this digital world has made our daily life much easier than before. Then whether it is about online shopping, mobile recharge, bill payment, ticket booking or any other online service, which we can do from our mobile or computer sitting at home. Today on this topic we will know how to do online shopping? What are the benefits of online shopping and which website is right for online shopping.

For the first time, when shopping online from the Internet, there are many types of fear in our mind, that my purchased product may not turn out bad. Do not cheat any online shopping company with me. Which website is the safest for online shopping. How is the product delivered and how is the payment done. If you also have such questions in your mind, then just read this post till the end, you will get all the answers to your questions in this.

What are the benefits of online shopping?

Although there are many benefits of doing “online shopping”, but still we should be very careful while shopping online on the Internet. Because there are thousands of such websites on the internet which have fooled many people. That is why do online shopping from only those websites which are old and trusted. So let’s know what are the benefits of online shopping.

Time Saving: The first and foremost advantage is that by doing online shopping, your time is saved much more than when shopping from the market. You have a fixed time for shopping in the market, but you can do online shopping anytime, for this you do not need to take any separate time while traveling – you can place your order even while doing it.

Variety of Products: Many times we do not get the complete variety of the product in the market or any shopping mall like – Sizes, Colors etc in Clothes. By doing the same online shopping, you get complete variety of products. So that you do not face any problem in getting the thing of your choice.

Cheap Goods: You must have often seen that many things are cheap in other cities, but expensive in your city. This happens because along with the tax on the product, the shopkeeper also adds his profit. Due to which the price of the same product is different in different cities. On doing the same online shopping, the product directly reaches you through the throw of the company, that is why there is a big difference between the price of the product bought online and the market product.

Home Delivery: If you get your purchased items sitting at home, then what will be better for you than this. This is also a big advantage of online shopping, just place the order and your favorite product will be at your home in a few days.

Product Return Policy: If for some reason you do not understand the purchased product, then you can also return it within 30 days through Product Return Policy. The product bought from the same market can only be exchanged.

Cash on delivery: If you are doing online shopping for the first time, then there will definitely be a fear of losing money or product getting spoiled while making online payment. To avoid this problem, you should choose the option of Cash On Delivery on buying the product. With which you will give money for the purchased product only when you get the same.

Now you must have understood that in today’s busy life there are many benefits of doing online shopping. But we should avoid the advantages as well as the disadvantages of fraud and for that it is necessary to do online shopping only from the right and verified & trusted e-commerce site. While shopping online for the first time, choose the option of Cash on Delivery. So let’s know which websites are the best for online shopping.

Best Online Shopping Websites

We are going to tell you about 6 India’s Best Online Shopping Websites, that website is popular not only in India but all over the world for its better online shopping services. There are lakhs of satisfied customers of these websites, who shop continuously from them. So let’s know, which are those six famous online shopping websites.

Amazon

Flipkart

ebay

Myntra

Jabong

Snapdeal

By the way, there are many other Famous Online Shopping Websites, such as – Paytm Mall, ShopClues etc. But on all these six websites, you will get plenty of product quality and variety. With which you can do online shopping with open heart. We will talk about one of these and learn how to do online shopping from Amazon. To do online shopping from any website, first you have to register on it. For that you can take the help of your e-mail, so let’s first register on Amazon with your email id.

As we are in the 21st century and mobiles and cell phones are considered as the symbol of the century. Mobile phones have come a long way, they are the most used devices in the world and the growth of the mobile industry has been amazing and it has been an astonishing achievement for the industry. The development of the mobile industry has opened doors for many entrepreneurs; However, startups must also keep up with the dynamic trends, buyer behavior and strategies of companies like Google, Apple, Microsoft in the corporate sector. If a startup knows this enhancement, it will help them understand the great opportunity while mitigating risk from potential issues.

With the increase in mobile phone sales, competition within mobile brands is also increasing. Every person wants a smartphone that has the best features within the best possible rates, so people are confused because there are many brands in the market. Hence, mobile brands face a lot of competition in their sector. Let us now discuss which brands have proved themselves and are included in the top ten list of mobile brands in the world.

Top 10 mobile brands in world 2021

SAMSUNG

Samsung is a big name in phone companies and has emerged as one of the top mobile brands in the world. It is a South Korean company established on 1 March 1938. It is one of the most trusted brands in the world because of the top-notch features offered by the company and its long-lasting smartphone. The smartphones sold by this company are very user friendly, have best innovative software, proper customer care facility, cost effective etc.

The features and features provided by the company have made it the most sought after smartphone brand in the world and its smartphones are the best selling smartphones in the world. Some of the best selling and popular phones of this brand are Samsung Galaxy A51, Samsung Galaxy S20 Ultra, Samsung Galaxy S20, Samsung Galaxy S10e, Samsung Galaxy S10 Plus, Samsung Galaxy Z Flip, Samsung Galaxy Note 10, Samsung Galaxy S10. Note 10 Plus, Samsung Galaxy S9, Samsung Galaxy S9 Plus, Samsung Galaxy Note 8, Samsung Galaxy Fold, Samsung Galaxy Fold 2, Samsung Galaxy M31, Samsung Galaxy M21, Samsung Galaxy Note 10 Lite, Samsung Galaxy A71, Samsung Galaxy A90, and Samsung Galaxy M40.

Sales of 321.3 million units per year and revenue of USD 211.2 billion per year make it number one among the top mobile brands in the world list.

Apple

It is one of the most premium mobile brands in the world. It is an American multinational technology company and one of the largest technology companies in the world. It was founded on 1 April 1976 by Steve Jobs, Steve Wozniak, Ronald Wayne. The top smartphones of this company include Apple iPhone 11, iPhone 11 Pro, iPhone X, iPhone XS Max, iPhone XR, iPhone 8, iPhone 8 Plus, iPhone SE.

Sales of over 217 million phones per year and revenue of USD 53.8 billion per year place it second on the list.

Huawei

It is one of the widest range smartphone brands in the world. It is a Chinese multinational company founded in 1987 by Ren Zhengfei. The popular handsets launched by this company are Huawei P30 Pro, Huawei Mate 20 Pro, Huawei P30 etc.

Sales per year $107.13 billion, revenue per year of $8397.01 million places it third on the list.

Xiaomi

It is a Chinese multinational company founded in April 2010 by Lei Jun. With just a few years of its release, it has given a tough competition to its competitors. It is the fourth most valuable technology startup in the world. The popular smartphones released by this company are Mi 10 Ultra, Redmi Note 9 Pro, Redmi Note 9, Redmi 9, Redmi Note 8, Poco F2 Pro and Redmi Note 8 Pro.

Sales per year of 119 million, revenue per year of $25.4 billion place it fourth on the list.

OPPO

Guangdong Oppo Mobile Telecommunication Corp., Ltd., stylized as Oppo, is a Chinese company founded in 2001 by Tony Chen. Some of the popular handsets launched by the company are OPPO A31, OPPO F15, OPPO A5, OPPO F9, OPPO A9, OPPO Reno 2. Oppo F3, F5, F7, F11 Pro, F5 Youth, Oppo A83.

Sales of 29 million units per year, revenue per year of $137.7 million make it fifth on the list.

Vivo

Vivo Communication Technology Co., Ltd. is a Chinese tech company founded in 2009 by Shen Wei. Vivo offers a wide range of phones with great features and specifications. The popular smartphones launched by the company are Vivo V17 Pro, Vivo Z1x, Vivo S1 Pro, Vivo S1, Vivo V17, Vivo 1 Pro, Vivo S1, Vivo U20, Vivo U10, Vivo V15, Vivo Y11.

Sales of 49.5 million units per year, revenues of USD 46 million per year place it sixth on the list.

MOTOROLA

It is an American multinational telecommunications company founded in 1928 by Paul and Joseph Galvin. After suffering losses of $4.3 billion from 2007 to 2009. The company split into two independent public companies, Motorola Mobility and Motorola Solutions, in 2011. The popular mobiles launched by this company are Motorola Razr, Mate X, Moto G8 Plus, Moto Z4. Motorola One Action, Moto Z3, Moto G7 Power, Moto G7 Plus and Motorola One Vision.

Sales 12 million per year, revenues USD 7.4 billion per year, making it seventh on the list.

Lenovo

Lenovo is a Hong Kong-based multinational company founded on 1 November 1984 by Liu Chuanzhi. The phones launched by Lenovo are cheap and with great specifications. Lenovo Z5, Lenovo K5 Note, Lenovo P2, Lenovo Z2 Plus, Lenovo K6 Power, Lenovo Vibe k5, Lenovo Vibe K5 Note, Lenovo Z5s, Lenovo Z5 Pro GT are the smartphones launched by this company.

Sales 35 million units per year, revenues of USD 14 billion per year place it 8th on the list.

LG

LG Electronics is a South Korean multinational company founded in 1958 by Koo-In-hwoi. Popular smartphones launched by LG are LG G7 Plus ThinkQ, LG W10 Alpha, LG V30 Plus, LG Stylo 5, LG Q70, and LGK61. The smartphone launched by LG did not get much popularity in many countries.

Beat Mark

USD 54.9 billion per year reviews makes it ninth on the list.

Nokia

Nokia is a multinational company founded on 12 May 1865 by Fredrik Idestam, Leo Mechelin, Eduard Finland. Earlier Nokia used to rule the mobile market, but as technology evolved and smartphones were introduced, the company could not perform better and till now they are selling. Smartphone and trying to get better day by day. The popular smartphones launched by Nokia are Nokia 2.3, Nokia 220, Nokia110, Nokia6.2, Nokia 3.2, Nokia9 Pureview, Nokia 8.1, etc.

It is the 10th ranked smartphone brand on the list with annual sales of over 17.5 million smartphones.

So, in a nutshell, these were our thoughts on the mobile phones currently available around us. Every company tries to come up with the best features of their mobile phones, some manage to leave a huge impact on their users. In this current pandemic situation of COVID-19 the need of mobile phones has increased to a great extent as almost all the students are compelled to switch to online mode of education, and for this reason, mobile phone companies are facing stiff competition. Used to be. Prove their worth.

If you see how to do online shopping, this digital world has made our daily life much easier than before. Then whether it is about online shopping, mobile recharge, bill payment, ticket booking or any other online service, which we can do from our mobile or computer sitting at home. Today on this topic we will know how to do online shopping? What are the benefits of online shopping and which website is right for online shopping.

For the first time, when shopping online from the Internet, there are many types of fear in our mind, that my purchased product may not turn out bad. Do not cheat any online shopping company with me. Which website is the safest for online shopping. How is the product delivered and how is the payment done. If you also have such questions in your mind, then just read this post till the end, you will get all the answers to your questions in this.

What are the benefits of online shopping?

Although there are many benefits of doing “online shopping”, but still we should be very careful while shopping online on the Internet. Because there are thousands of such websites on the internet which have fooled many people. That is why do online shopping from only those websites which are old and trusted. So let’s know what are the benefits of online shopping.

Time Saving: The first and foremost advantage is that by doing online shopping, your time is saved much more than when shopping from the market. You have a fixed time for shopping in the market, but you can do online shopping anytime, for this you do not need to take any separate time while traveling – you can place your order even while doing it.

Variety of Products: Many times we do not get the complete variety of the product in the market or any shopping mall like – Sizes, Colors etc in Clothes. By doing the same online shopping, you get complete variety of products. So that you do not face any problem in getting the thing of your choice.

Cheap Goods: You must have often seen that many things are cheap in other cities, but expensive in your city. This happens because along with the tax on the product, the shopkeeper also adds his profit. Due to which the price of the same product is different in different cities. On doing the same online shopping, the product directly reaches you through the throw of the company, that is why there is a big difference between the price of the product bought online and the market product.

Home Delivery: If you get your purchased items sitting at home, then what will be better for you than this. This is also a big advantage of online shopping, just place the order and your favorite product will be at your home in a few days.

Product Return Policy: If for some reason you do not understand the purchased product, then you can also return it within 30 days through Product Return Policy. The product bought from the same market can only be exchanged.

Cash on delivery: If you are doing online shopping for the first time, then there will definitely be a fear of losing money or product getting spoiled while making online payment. To avoid this problem, you should choose the option of Cash On Delivery on buying the product. With which you will give money for the purchased product only when you get the same.

Now you must have understood that in today’s busy life there are many benefits of doing online shopping. But we should avoid the advantages as well as the disadvantages of fraud and for that it is necessary to do online shopping only from the right and verified & trusted e-commerce site. While shopping online for the first time, choose the option of Cash on Delivery. So let’s know which websites are the best for online shopping.

Best Online Shopping Websites

We are going to tell you about 6 India’s Best Online Shopping Websites, that website is popular not only in India but all over the world for its better online shopping services. There are lakhs of satisfied customers of these websites, who shop continuously from them. So let’s know, which are those six famous online shopping websites.

Amazon

Flipkart

ebay

Myntra

Jabong

Snapdeal

By the way, there are many other Famous Online Shopping Websites, such as – Paytm Mall, ShopClues etc. But on all these six websites, you will get plenty of product quality and variety. With which you can do online shopping with open heart. We will talk about one of these and learn how to do online shopping from Amazon. To do online shopping from any website, first you have to register on it. For that you can take the help of your e-mail, so let’s first register on Amazon with your email id.

As we are in the 21st century and mobiles and cell phones are considered as the symbol of the century. Mobile phones have come a long way, they are the most used devices in the world and the growth of the mobile industry has been amazing and it has been an astonishing achievement for the industry. The development of the mobile industry has opened doors for many entrepreneurs; However, startups must also keep up with the dynamic trends, buyer behavior and strategies of companies like Google, Apple, Microsoft in the corporate sector. If a startup knows this enhancement, it will help them understand the great opportunity while mitigating risk from potential issues.

With the increase in mobile phone sales, competition within mobile brands is also increasing. Every person wants a smartphone that has the best features within the best possible rates, so people are confused because there are many brands in the market. Hence, mobile brands face a lot of competition in their sector. Let us now discuss which brands have proved themselves and are included in the top ten list of mobile brands in the world.

Top 10 mobile brands in world 2021

SAMSUNG

Samsung is a big name in phone companies and has emerged as one of the top mobile brands in the world. It is a South Korean company established on 1 March 1938. It is one of the most trusted brands in the world because of the top-notch features offered by the company and its long-lasting smartphone. The smartphones sold by this company are very user friendly, have best innovative software, proper customer care facility, cost effective etc.

The features and features provided by the company have made it the most sought after smartphone brand in the world and its smartphones are the best selling smartphones in the world. Some of the best selling and popular phones of this brand are Samsung Galaxy A51, Samsung Galaxy S20 Ultra, Samsung Galaxy S20, Samsung Galaxy S10e, Samsung Galaxy S10 Plus, Samsung Galaxy Z Flip, Samsung Galaxy Note 10, Samsung Galaxy S10. Note 10 Plus, Samsung Galaxy S9, Samsung Galaxy S9 Plus, Samsung Galaxy Note 8, Samsung Galaxy Fold, Samsung Galaxy Fold 2, Samsung Galaxy M31, Samsung Galaxy M21, Samsung Galaxy Note 10 Lite, Samsung Galaxy A71, Samsung Galaxy A90, and Samsung Galaxy M40.

Sales of 321.3 million units per year and revenue of USD 211.2 billion per year make it number one among the top mobile brands in the world list.

Apple

It is one of the most premium mobile brands in the world. It is an American multinational technology company and one of the largest technology companies in the world. It was founded on 1 April 1976 by Steve Jobs, Steve Wozniak, Ronald Wayne. The top smartphones of this company include Apple iPhone 11, iPhone 11 Pro, iPhone X, iPhone XS Max, iPhone XR, iPhone 8, iPhone 8 Plus, iPhone SE.

Sales of over 217 million phones per year and revenue of USD 53.8 billion per year place it second on the list.

Huawei

It is one of the widest range smartphone brands in the world. It is a Chinese multinational company founded in 1987 by Ren Zhengfei. The popular handsets launched by this company are Huawei P30 Pro, Huawei Mate 20 Pro, Huawei P30 etc.

Sales per year $107.13 billion, revenue per year of $8397.01 million places it third on the list.

Xiaomi

It is a Chinese multinational company founded in April 2010 by Lei Jun. With just a few years of its release, it has given a tough competition to its competitors. It is the fourth most valuable technology startup in the world. The popular smartphones released by this company are Mi 10 Ultra, Redmi Note 9 Pro, Redmi Note 9, Redmi 9, Redmi Note 8, Poco F2 Pro and Redmi Note 8 Pro.

Sales per year of 119 million, revenue per year of $25.4 billion place it fourth on the list.

OPPO

Guangdong Oppo Mobile Telecommunication Corp., Ltd., stylized as Oppo, is a Chinese company founded in 2001 by Tony Chen. Some of the popular handsets launched by the company are OPPO A31, OPPO F15, OPPO A5, OPPO F9, OPPO A9, OPPO Reno 2. Oppo F3, F5, F7, F11 Pro, F5 Youth, Oppo A83.

Sales of 29 million units per year, revenue per year of $137.7 million make it fifth on the list.

Vivo

Vivo Communication Technology Co., Ltd. is a Chinese tech company founded in 2009 by Shen Wei. Vivo offers a wide range of phones with great features and specifications. The popular smartphones launched by the company are Vivo V17 Pro, Vivo Z1x, Vivo S1 Pro, Vivo S1, Vivo V17, Vivo 1 Pro, Vivo S1, Vivo U20, Vivo U10, Vivo V15, Vivo Y11.

Sales of 49.5 million units per year, revenues of USD 46 million per year place it sixth on the list.

MOTOROLA

It is an American multinational telecommunications company founded in 1928 by Paul and Joseph Galvin. After suffering losses of $4.3 billion from 2007 to 2009. The company split into two independent public companies, Motorola Mobility and Motorola Solutions, in 2011. The popular mobiles launched by this company are Motorola Razr, Mate X, Moto G8 Plus, Moto Z4. Motorola One Action, Moto Z3, Moto G7 Power, Moto G7 Plus and Motorola One Vision.

Sales 12 million per year, revenues USD 7.4 billion per year, making it seventh on the list.

Lenovo

Lenovo is a Hong Kong-based multinational company founded on 1 November 1984 by Liu Chuanzhi. The phones launched by Lenovo are cheap and with great specifications. Lenovo Z5, Lenovo K5 Note, Lenovo P2, Lenovo Z2 Plus, Lenovo K6 Power, Lenovo Vibe k5, Lenovo Vibe K5 Note, Lenovo Z5s, Lenovo Z5 Pro GT are the smartphones launched by this company.

Sales 35 million units per year, revenues of USD 14 billion per year place it 8th on the list.

LG

LG Electronics is a South Korean multinational company founded in 1958 by Koo-In-hwoi. Popular smartphones launched by LG are LG G7 Plus ThinkQ, LG W10 Alpha, LG V30 Plus, LG Stylo 5, LG Q70, and LGK61. The smartphone launched by LG did not get much popularity in many countries.

Song Beat Mark

USD 54.9 billion per year reviews makes it ninth on the list.

Nokia

Nokia is a multinational company founded on 12 May 1865 by Fredrik Idestam, Leo Mechelin, Eduard Finland. Earlier Nokia used to rule the mobile market, but as technology evolved and smartphones were introduced, the company could not perform better and till now they are selling. Smartphone and trying to get better day by day. The popular smartphones launched by Nokia are Nokia 2.3, Nokia 220, Nokia110, Nokia6.2, Nokia 3.2, Nokia9 Pureview, Nokia 8.1, etc.

It is the 10th ranked smartphone brand on the list with annual sales of over 17.5 million smartphones.

So, in a nutshell, these were our thoughts on the mobile phones currently available around us. Every company tries to come up with the best features of their mobile phones, some manage to leave a huge impact on their users. In this current pandemic situation of COVID-19 the need of mobile phones has increased to a great extent as almost all the students are compelled to switch to online mode of education, and for this reason, mobile phone companies are facing stiff competition. Used to be. Prove their worth.

If you see how to do online shopping, this digital world has made our daily life much easier than before. Then whether it is about online shopping, mobile recharge, bill payment, ticket booking or any other online service, which we can do from our mobile or computer sitting at home. Today on this topic we will know how to do online shopping? What are the benefits of online shopping and which website is right for online shopping.

For the first time, when shopping online from the Internet, there are many types of fear in our mind, that my purchased product may not turn out bad. Do not cheat any online shopping company with me. Which website is the safest for online shopping. How is the product delivered and how is the payment done. If you also have such questions in your mind, then just read this post till the end, you will get all the answers to your questions in this.

What are the benefits of online shopping?

Although there are many benefits of doing “online shopping”, but still we should be very careful while shopping online on the Internet. Because there are thousands of such websites on the internet which have fooled many people. That is why do online shopping from only those websites which are old and trusted. So let’s know what are the benefits of online shopping.

Time Saving: The first and foremost advantage is that by doing online shopping, your time is saved much more than when shopping from the market. You have a fixed time for shopping in the market, but you can do online shopping anytime, for this you do not need to take any separate time while traveling – you can place your order even while doing it.

Variety of Products: Many times we do not get the complete variety of the product in the market or any shopping mall like – Sizes, Colors etc in Clothes. By doing the same online shopping, you get complete variety of products. So that you do not face any problem in getting the thing of your choice.

Cheap Goods: You must have often seen that many things are cheap in other cities, but expensive in your city. This happens because along with the tax on the product, the shopkeeper also adds his profit. Due to which the price of the same product is different in different cities. On doing the same online shopping, the product directly reaches you through the throw of the company, that is why there is a big difference between the price of the product bought online and the market product.

Home Delivery: If you get your purchased items sitting at home, then what will be better for you than this. This is also a big advantage of online shopping, just place the order and your favorite product will be at your home in a few days.

Product Return Policy: If for some reason you do not understand the purchased product, then you can also return it within 30 days through Product Return Policy. The product bought from the same market can only be exchanged.

Cash on delivery: If you are doing online shopping for the first time, then there will definitely be a fear of losing money or product getting spoiled while making online payment. To avoid this problem, you should choose the option of Cash On Delivery on buying the product. With which you will give money for the purchased product only when you get the same.

Now you must have understood that in today’s busy life there are many benefits of doing online shopping. But we should avoid the advantages as well as the disadvantages of fraud and for that it is necessary to do online shopping only from the right and verified & trusted e-commerce site. While shopping online for the first time, choose the option of Cash on Delivery. So let’s know which websites are the best for online shopping.

Best Online Shopping Websites

We are going to tell you about 6 India’s Best Online Shopping Websites, that website is popular not only in India but all over the world for its better online shopping services. There are lakhs of satisfied customers of these websites, who shop continuously from them. So let’s know, which are those six famous online shopping websites.

Amazon

Flipkart

ebay

Myntra

Jabong

Snapdeal

By the way, there are many other Famous Online Shopping Websites, such as – Paytm Mall, ShopClues etc. But on all these six websites, you will get plenty of product quality and variety. With which you can do online shopping with open heart. We will talk about one of these and learn how to do online shopping from Amazon. To do online shopping from any website, first you have to register on it. For that you can take the help of your e-mail, so let’s first register on Amazon with your email id.

As we are in the 21st century and mobiles and cell phones are considered as the symbol of the century. Mobile phones have come a long way, they are the most used devices in the world and the growth of the mobile industry has been amazing and it has been an astonishing achievement for the industry. The development of the mobile industry has opened doors for many entrepreneurs; However, startups must also keep up with the dynamic trends, buyer behavior and strategies of companies like Google, Apple, Microsoft in the corporate sector. If a startup knows this enhancement, it will help them understand the great opportunity while mitigating risk from potential issues.

With the increase in mobile phone sales, competition within mobile brands is also increasing. Every person wants a smartphone that has the best features within the best possible rates, so people are confused because there are many brands in the market. Hence, mobile brands face a lot of competition in their sector. Let us now discuss which brands have proved themselves and are included in the top ten list of mobile brands in the world.

Top 10 mobile brands in world 2021

SAMSUNG

Samsung is a big name in phone companies and has emerged as one of the top mobile brands in the world. It is a South Korean company established on 1 March 1938. It is one of the most trusted brands in the world because of the top-notch features offered by the company and its long-lasting smartphone. The smartphones sold by this company are very user friendly, have best innovative software, proper customer care facility, cost effective etc.

The features and features provided by the company have made it the most sought after smartphone brand in the world and its smartphones are the best selling smartphones in the world. Some of the best selling and popular phones of this brand are Samsung Galaxy A51, Samsung Galaxy S20 Ultra, Samsung Galaxy S20, Samsung Galaxy S10e, Samsung Galaxy S10 Plus, Samsung Galaxy Z Flip, Samsung Galaxy Note 10, Samsung Galaxy S10. Note 10 Plus, Samsung Galaxy S9, Samsung Galaxy S9 Plus, Samsung Galaxy Note 8, Samsung Galaxy Fold, Samsung Galaxy Fold 2, Samsung Galaxy M31, Samsung Galaxy M21, Samsung Galaxy Note 10 Lite, Samsung Galaxy A71, Samsung Galaxy A90, and Samsung Galaxy M40.

Sales of 321.3 million units per year and revenue of USD 211.2 billion per year make it number one among the top mobile brands in the world list.

Apple

It is one of the most premium mobile brands in the world. It is an American multinational technology company and one of the largest technology companies in the world. It was founded on 1 April 1976 by Steve Jobs, Steve Wozniak, Ronald Wayne. The top smartphones of this company include Apple iPhone 11, iPhone 11 Pro, iPhone X, iPhone XS Max, iPhone XR, iPhone 8, iPhone 8 Plus, iPhone SE.

Sales of over 217 million phones per year and revenue of USD 53.8 billion per year place it second on the list.

Huawei

It is one of the widest range smartphone brands in the world. It is a Chinese multinational company founded in 1987 by Ren Zhengfei. The popular handsets launched by this company are Huawei P30 Pro, Huawei Mate 20 Pro, Huawei P30 etc.

Sales per year $107.13 billion, revenue per year of $8397.01 million places it third on the list.

Xiaomi

It is a Chinese multinational company founded in April 2010 by Lei Jun. With just a few years of its release, it has given a tough competition to its competitors. It is the fourth most valuable technology startup in the world. The popular smartphones released by this company are Mi 10 Ultra, Redmi Note 9 Pro, Redmi Note 9, Redmi 9, Redmi Note 8, Poco F2 Pro and Redmi Note 8 Pro.

Sales per year of 119 million, revenue per year of $25.4 billion place it fourth on the list.

OPPO

Guangdong Oppo Mobile Telecommunication Corp., Ltd., stylized as Oppo, is a Chinese company founded in 2001 by Tony Chen. Some of the popular handsets launched by the company are OPPO A31, OPPO F15, OPPO A5, OPPO F9, OPPO A9, OPPO Reno 2. Oppo F3, F5, F7, F11 Pro, F5 Youth, Oppo A83.

Sales of 29 million units per year, revenue per year of $137.7 million make it fifth on the list.

Vivo

Vivo Communication Technology Co., Ltd. is a Chinese tech company founded in 2009 by Shen Wei. Vivo offers a wide range of phones with great features and specifications. The popular smartphones launched by the company are Vivo V17 Pro, Vivo Z1x, Vivo S1 Pro, Vivo S1, Vivo V17, Vivo 1 Pro, Vivo S1, Vivo U20, Vivo U10, Vivo V15, Vivo Y11.

Sales of 49.5 million units per year, revenues of USD 46 million per year place it sixth on the list.

MOTOROLA

It is an American multinational telecommunications company founded in 1928 by Paul and Joseph Galvin. After suffering losses of $4.3 billion from 2007 to 2009. The company split into two independent public companies, Motorola Mobility and Motorola Solutions, in 2011. The popular mobiles launched by this company are Motorola Razr, Mate X, Moto G8 Plus, Moto Z4. Motorola One Action, Moto Z3, Moto G7 Power, Moto G7 Plus and Motorola One Vision.

Sales 12 million per year, revenues USD 7.4 billion per year, making it seventh on the list.

Lenovo

Lenovo is a Hong Kong-based multinational company founded on 1 November 1984 by Liu Chuanzhi. The phones launched by Lenovo are cheap and with great specifications. Lenovo Z5, Lenovo K5 Note, Lenovo P2, Lenovo Z2 Plus, Lenovo K6 Power, Lenovo Vibe k5, Lenovo Vibe K5 Note, Lenovo Z5s, Lenovo Z5 Pro GT are the smartphones launched by this company.

Sales 35 million units per year, revenues of USD 14 billion per year place it 8th on the list.

LG

LG Electronics is a South Korean multinational company founded in 1958 by Koo-In-hwoi. Popular smartphones launched by LG are LG G7 Plus ThinkQ, LG W10 Alpha, LG V30 Plus, LG Stylo 5, LG Q70, and LGK61. The smartphone launched by LG did not get much popularity in many countries.

Shake effect

USD 54.9 billion per year reviews makes it ninth on the list.

Nokia

Nokia is a multinational company founded on 12 May 1865 by Fredrik Idestam, Leo Mechelin, Eduard Finland. Earlier Nokia used to rule the mobile market, but as technology evolved and smartphones were introduced, the company could not perform better and till now they are selling. Smartphone and trying to get better day by day. The popular smartphones launched by Nokia are Nokia 2.3, Nokia 220, Nokia110, Nokia6.2, Nokia 3.2, Nokia9 Pureview, Nokia 8.1, etc.

It is the 10th ranked smartphone brand on the list with annual sales of over 17.5 million smartphones.

So, in a nutshell, these were our thoughts on the mobile phones currently available around us. Every company tries to come up with the best features of their mobile phones, some manage to leave a huge impact on their users. In this current pandemic situation of COVID-19 the need of mobile phones has increased to a great extent as almost all the students are compelled to switch to online mode of education, and for this reason, mobile phone companies are facing stiff competition. Used to be. Prove their worth.